Term Loans provide businesses with access to long-term financing for capital expenditure, expansion, and asset acquisition. With fixed repayment schedules and EMIs, they allow companies to meet strategic goals without diluting ownership.
At Equator, we arrange flexible term loan solutions through our strong banking and institutional network. Whether for business expansion, project funding, or fixed asset purchase, our advisory ensures competitive rates, tailored structures, and smooth execution.
Non-Convertible Debentures (NCDs) are fixed-income instruments that companies issue to raise long-term capital. They provide investors with stable returns over a fixed maturity period, making them an effective tool for mobilizing funds beyond traditional bank loans.
At Equator, we assist corporates in the end-to-end NCD process from preparing offer documents and creating market awareness to coordinating with financial institutions and mobilizing targeted resources. With our expertise and strong relationships across banks, mutual funds, and insurance companies, we ensure issuers raise funds efficiently and on competitive terms.
Commercial Papers are short-term debt instruments issued by corporates to meet working capital needs. At Equator, we specialize in CP placement, mobilizing through mutual funds and bank treasuries.
Working Capital Loans provide businesses with short-term liquidity to cover operational expenses and cash flow gaps. At Equator, we arrange tailored working capital finance through our banking partners, ensuring smooth operations and financial flexibility.
Lease Rental Discounting allows businesses to raise funds by pledging the future rental income of leased commercial properties. At Equator, we structure LRD solutions that provide liquidity and stability while leveraging long-term rental assets.
Structured Products are customized debt instruments that combine elements such as structured NCDs, Pass-Through Certificates (PTCs), and securitized papers to meet specialized corporate financing needs. These products are designed to provide flexibility in repayment, optimized risk management, and tailored funding solutions that traditional loans may not offer.
At Equator, we leverage our expertise and strong institutional network to arrange structured products that align with a company’s cash flow, growth strategy, and investor requirements ensuring efficient fund mobilization on competitive terms.
SME and Business Loans provide funding support for working capital, expansion, machinery purchase, hiring, or day-to-day operations. These loans may be secured with collateral such as property or equipment, or unsecured, based on the business’s creditworthiness.
At Equator, we help SMEs and corporates access flexible loan structures and competitive terms through our strong banking and institutional network. By supporting entrepreneurs and enterprises, our financing solutions contribute to business growth, job creation, and long-term sustainability.
Construction Finance supports developers and builders in funding residential, commercial, or infrastructure projects. At Equator, we arrange tailored financing with flexible terms and timely disbursements, helping projects move forward without delays.
Bridge Finance offers short-term funding to meet immediate cash flow needs until long-term financing is secured or a project reaches completion. At Equator, we arrange bridge loans with quick turnaround and flexible structures, ensuring continuity for businesses during transition phases.
Structured Finance creates customized funding solutions like structured NCDs and securitized products for complex corporate needs. At Equator, we design innovative, risk-balanced structures that ensure efficient capital mobilization.
Health Insurance provides coverage for hospitalization, treatments, and medical emergencies, protecting you from unexpected healthcare expenses. Many plans also include day-care procedures, maternity benefits, and critical illness cover.
At Equator, we help clients select health insurance policies that ensure comprehensive protection and financial peace of mind, so you and your family can focus on recovery, not costs.
Motor Insurance protects your two-wheeler or four-wheeler against losses from accidents, theft, natural disasters, or third-party liabilities. At Equator, we help clients secure comprehensive coverage with hassle-free claims, ensuring confidence on every drive.
Fire & Perils Insurance covers property losses caused by risks such as fire, lightning, explosion, storm, flood, or earthquakes. At Equator, we guide clients in selecting policies that provide robust protection for assets against unforeseen events.
Credit Rating Advisory helps businesses strengthen their financial strategies to achieve better ratings with agencies like CRISIL, ICRA, or CARE. At Equator, we support clients with insights and planning that enhance creditworthiness and access to capital.
Trade Services are essential for businesses engaged in domestic and international trade, ensuring secure and timely movement of goods and payments. These services help mitigate risks such as payment defaults, currency fluctuations, or political uncertainties.
At Equator, we provide tailored export–import financing, letters of credit, bank guarantees, and bill discounting through our strong institutional network. Our solutions enable businesses to trade with confidence, manage working capital efficiently, and expand into new markets.
From debt syndication and structured finance to working capital and trade services, Equator provides corporates with the funding solutions they need to scale. With deep market expertise and trusted institutional partnerships, we help businesses achieve efficient capital mobilization and sustainable growth.
Driving Growth Through Smarter Financial Solutions
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